Schedule

What happened at FinForward 2019? Have a look back at the programme.

Martin KulikFelicia Meyerowitz Singh
Martin Kulik, Felicia Meyerowitz Singh

We’ll introduce the day’s theme and give you all the information you need to know to make the most out of FinForward 2019.

Martin Kulik, banker turned digital evangelist, will offer insights regarding the future of fintech and especially hopes and fears relating to the German market.

Felicia Meyerowitz Singh, founder and CEO of Akoni, will give us a view from London and help us embrace fears of innovation and openness.

Sabine KönigStephan_DreierUte König-StemmlerMichael Mellinghoff
Sabine König, Stephan Dreier, Ute König-Stemmler, Michael Mellinghoff (Moderator)
#dataprotection #privacy #surveillance #cashless #payment #artificialintelligence

While the Nordic companies rapidly do away with cash, just a few miles south the adoption of card payment is years behind. What is it about German customers that make many of them reluctant to succumb to the temptations of round-the-clock banking, easy financial management and convenient identification? Are the Germans irrationally afraid, or are their fears understandable? How do we move forward, finding solutions that the majority of people are happy with? And does Germany’s reticence make it a less attractive market to invest in? Or is this an opportunity for businesses that can win German customers’ trust?

Jana KochJeroen de BelPhilipp BuschmannMichael Mellinghoff
Jana Koch, Jeroen de Bel, Philipp Buschmann, Michael Mellinghoff (Moderator)
#culturechange #organisationaldevelopment

Following the 2008 financial crisis, banks were seen as a brake on progress and in need of opening up. Enter PSD2 and open banking. But does PSD2 run the risk of making banking services mere commodities for startups to build on? Is it unfair for GAFAs and startups to have a back door into banks via API but not the other way round? Banks are afraid of what the future holds: but should they be more afraid of missing the opportunities to innovate?

Nina GrandinElmar SeestädtLouise KarlanderSusanne Miller
Nina Grandin, Elmar Seestädt, Louise Karlander, Susanne Miller, Clas Beese (Moderator)
#culturechange #organisationaldevelopment #artificialintelligence

Big banks and insurers know they need to keep up with the agile innovators. They know they need to update their legacy systems, and use technology to deliver customer value instead of making their lives difficult. They don’t need telling that whoever wins the battle for talented, creative, tech-savvy employees will prevail. So it’s no wonder that existing employees, many of whom have loyally served their employers for decades, are getting fidgety. Their livelihoods are at stake and until recently, they thought they could look forward to a comfortable retirement. How do we deal with these employees, taking their fears seriously – while at the same time paying attention to those who are afraid that Germany will drift ever further behind if we don’t keep up with the pace of innovation? Is it possible for people nearing the end of their career to adopt a new customer-centric mindset?

Michael MöglichGibran ArmijoVladis BergsOlga ShikhantsovaAnna Blyablina
Michael Möglich, Gibran Armijo, Valdis Bergs, Olga Shikhantsova, Anna Blyablina (Moderator)
#dfi

Despite the proliferation of digital technology, many people around the world are cut off from banking. This includes people moving to unfamiliar countries, who face offputting bureaucracy and people sending remittances back home to support their families but facing high charges for doing so. What are the challenges to opening up banking to everyone, what solutions already exist, and what hope is there for the future? And is Libra the solution to everything?

Stefan KrautkrämerLars HornufBrian ReavesTanja AschenbeckClas Beese, Gründer von finletter und Fintech Week
Stefan Krautkrämer, Lars Hornuf, Brian Reaves, Tanja Aschenbeck, Clas Beese (Moderator)
#sandbox #innovation #internationalisation

It could be said that a regulator’s job is to prevent nightmares while still allowing dreams to come true. What fears specifically drive German regulatory practices? How does this affect the attractiveness of Germany as a market? Is Germany likely to follow the examples of places like London and Lithuania in starting a sandbox for new business models to be tested in? How can we ensure that we fuel European innovation, rather than simply regulating imports from the US and China? Will Libra prompt a harmonisation of international regulations by forcing a joint response from national regulators?

Anna BlyablinaHartmut_GiesenJana Koch
Anna Blyablina, Hartmut Giesen, Jana Koch, Claudia Wenta, Clas Beese (Moderator)
#fintech #europe #roundup

A look back at the European fintech conference circuit 2019 and a look ahead to 2020.

09:00–09:45

Martin KulikFelicia Meyerowitz Singh
Martin Kulik, Felicia Meyerowitz Singh

Description to follow

Dr. Tim SievertJorga Frank S.paul-knodel c lukas-schramm-webBen Shaw
Tim Sievers, Frank Jorga, Paul Knodel, Ben Shaw

Several German startups have expanded to the USA. Why did they choose to break America? What is different there? And what have they learned about Germany as a result? Share in their experience and ask your questions.

Jozefak PaulHendrik RosvallIngmar StuppThorsten Terweiden
Paul Jozefak, Henrik Rosvall, Ingmar Stupp, Thorsten Terweiden (Moderator)

Listen to the experiences of several startups who have gone international. In smaller states, going global is not a choice but a must in order to access a large enough market. But in some countries, such as Germany, that is not the case. Are German companies at a disadvantage because they don’t think globally from the off? Or are they lucky to have a large enough market that they know well and can serve perfectly?

Wiktor EwtschatowNina LevchukBrian ReavesMarie MoesgaardThorsten Terweiden
Victor Evchatov, Nina Levchuk, Brian Reaves, Marie Moesgaard, Thorsten Terweiden (Moderator)

Startups’ reasons for choosing a country to expand to are manifold. We’ll be talking about the factors that influence their decision and discussing examples of where it went right as well as wrong.

Jorga Frank S.Delia KönigLiudas KanapienisSteven Renwick
Frank Jorga, Delia König, Liudas Kanapienis, Steven Renwick (Moderator)
#ID #KYC #harmonisation #Europe

Verifying a customer’s identity is a the core of a bank’s day-to-day business. Facial recognition and other biometric procedures mean there are more technical solutions to ensuring somebody is who they claim to be. But differing regulations in different jurisdictions are a headache for fintechs looking to roll out in other countries. What are the differences between European markets, and is there hope of harmonisation on the horizon?

Sukhi JutlaMoritz StumpfJohannes MoormannKian GhanaiMatthias_Winter
Sukhi Jutla, Moritz Stumpf, Johannes Moorman, Kian Ghanai, Matthias Winter (Moderator)
#bitcoin #tokenisation #cryptocurrencies

Dividing up assets into tiny little pieces and transferring them digitally makes it easier for Peruvians to invest in Parisian property and Bahrainians to buy into Berlin businesses. Or at least that’s the promise of Security Token Offerings. But can this promise be fulfilled? Do regulations and other hurdles get in the way? What’s the difference between these and regular securities?

Anna BlyablinaHartmut_GiesenJana_Koch
Anna Blyablina, Hartmut Giesen, Jana Koch, Claudia Wenta, Clas Beese (Moderator)
#fintech #europe #roundup

A look back at the European fintech conference circuit 2019 and a look ahead to 2020.

09:00–09:45

Martin KulikFelicia Meyerowitz Singh
Martin Kulik, Felicia Meyerowitz Singh

Description to follow

John Erik SetsaasFrank Wunderlich
John Erik Setsaas, Frank Wunderlich
Nordic showcases for digital transformation in Continental Europe

This Masterclass, co-hosted by Arkwright Consulting, is for everybody keen to learn how electronic identities (eID) drive process efficiency and already simplify daily life in the Nordics. It will look into the successes of eIDs in Scandinavia and work out why they are part of today’s life.

* Quo vadis? Explore future impact and benefits, sketch out business opportunities!
* Connecting the dots – inside out and outside in: John Erik Setsaas (VP Identity & Innovation @ Signicat) and Frank Wunderlich (Director @ Arkwright) – two industry experts who know the whole bandwidth.
* Connect to eID providers? Intentions to digitize processes? Everything in between?

Mélanie DufourVeronica von Heise-RotenburgFernando Zornig
Mélanie Dufour, Veronika von Heise-Rotenburg, Fernando Zornig
Challenges, pitfalls vs. a vast world of opportunities

First capital raised, where to go from here? Navigating the various financing strategies to achieve scale is a challenge faced by fintech entrepreneurs early on in their growth journey.
In a discussion led by NIBC Bank, fintech industry players will share their perspectives on growth funding as a fintech company, investor and debt provider.
- Veronika von Heise-Rotenburg, CFO of Cluno, will give insights into Cluno’s successful funding journey to growth of a German fintech company.
- Fernando Zornig, Director of Plug and Play Fintech Germany, will share his experience as one of the largest accelerators and Fintech investors worldwide.
- Mélanie Dufour of NIBC Bank will share insights on debt financing of high-growth companies, an often a lesser known – and less dilutive – growth financing instrument.

André BajoratMartin SchmidSteffen von BlumröderJens BorchardtFelicia Meyerowitz SinghMarina Zubrod
André M. Bajorat, Martin Schmid, Steffen von Blumröder, Jens Borchardt, Felicia Meyerowitz Singh, Marina Zubrod
#openbanking #platformeconomy

The promise of PSD2 was to open up banking through APIs and let a thousand flowers bloom. Where have we got so far? Some seem to be embracing the emerging platform economy: putting your best foot forward in the form of your core product and pulling in the rest from elsewhere. Is there a race to be the first killer app? The Amazon of finance? Or will payment and finance play a backstage role in future?

Anna BlyablinaHartmut_GiesenJana_Koch
Anna Blyablina, Hartmut Giesen, Jana Koch, Claudia Wenta, Clas Beese (Moderator)
#fintech #europe #roundup

A look back at the European fintech conference circuit 2019 and a look ahead to 2020.